Services Micro ATM

Micro ATM

Transform your retail outlet into a banking point. Enable card based cash withdrawals and deposits for customers of any bank with our portable Micro ATM solution.

All Banks Cards Accepted
Rs. 12+ Per Transaction
Instant Processing
What is Micro ATM?

Your Shop, A Mini Bank

A Micro ATM is a portable, handheld device that brings banking services to areas with limited access to traditional ATMs. Unlike regular ATMs that require heavy infrastructure and cash vaults, Micro ATMs are compact devices operated by Business Correspondents like you.

Customers can use their debit cards with PIN to withdraw cash, check balance, and deposit money right at your store. The device connects via mobile network (GPRS/4G) to process transactions in real time.

Key Features

Powerful Capabilities

Multi Card Support

Accepts all major cards including RuPay, Visa, Mastercard. Supports chip, magnetic stripe, and contactless NFC cards.

PIN Based Security

Bank grade security with encrypted PIN entry. All transactions are secured using industry standard protocols.

Real Time Processing

Instant transaction processing with immediate confirmation. No waiting for batch settlements.

Instant Receipt

Generate printed or SMS receipts for every transaction. Maintains complete audit trail.

Portable Design

Compact handheld device with long battery life. Take banking services anywhere your customers need.

AEPS Integration

Combined with biometric scanner, supports both card and Aadhaar based transactions on single device.

Services Offered

Transaction Types

Cash Withdrawal

Customers withdraw up to Rs. 10,000 per transaction using their debit card and PIN

Limit: Rs. 10,000/txn

Cash Deposit

Accept cash deposits into customer accounts. Instant credit to linked bank account

As per bank policy

Balance Enquiry

Quick balance check without visiting bank. Customer gets instant account balance

Unlimited

Mini Statement

Provide last few transaction details. Helps customers track their spending

Unlimited
Simple Process

How Micro ATM Works

1

Card Insertion

Customer inserts or swipes their debit card on the Micro ATM device

2

Select Transaction

Choose transaction type: withdrawal, deposit, balance check, or mini statement

3

Enter PIN

Customer enters their secure 4 digit ATM PIN on the device keypad

4

Complete Transaction

Transaction processed instantly. Cash exchanged and receipt generated

Partner Benefits

Why Offer Micro ATM?

Earn Rs. 12+ Per Transaction

Attractive commission on every withdrawal, deposit, and fund transfer. High transaction volumes mean consistent daily income.

Drive Customer Footfall

Customers who come for banking often make additional purchases. Banking services become a customer magnet for your store.

Serve All Bank Customers

Accept cards from any bank in India. One device serves customers from SBI, HDFC, ICICI, and all other banks.

Minimal Setup Required

No special infrastructure needed. Just the Micro ATM device, your smartphone, and sufficient cash float to start earning.

Quick Comparison

Micro ATM vs Traditional ATM

Feature Micro ATM Traditional ATM
Setup Cost Rs. 2,000 - 15,000 Rs. 5 - 10 Lakhs
Location Any retail shop Bank premises, malls
Portability Fully portable Fixed installation
Connectivity Mobile network (4G) Dedicated leased line
Cash Management Agent managed CIT services required
Maintenance Minimal High, requires technicians

Transform Your Shop Into a Bank

Get your Micro ATM today and start earning commissions on every transaction.

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